A realistic look at five leading mental health apps: what they offer, how they differ, and who they’re best for.
Online therapy has come a long way from being a niche convenience to becoming a lifeline for millions of people seeking support, clarity, and peace of mind. But with so many therapy apps out there, finding the one that actually fits your needs can feel like another full-time job.
I’ve personally gone through therapy and tried several online platforms, including Talkspace. The truth? The right platform can make therapy feel more accessible, flexible, and even empowering.
Whether you’re managing anxiety, working through burnout, or just need someone to talk to without leaving your couch, this list breaks down five trusted therapy platforms that can help you take that next step toward better mental health.
You can also jump ahead to the comparison chart.
1. Online-Therapy.com (affiliate)
Best for: CBT-focused therapy with structure and tools
What it offers:
- Weekly live sessions (video, text, or phone)
- Therapist-guided CBT worksheets & journal prompts
- Daily mood tracking and messaging
Pros: Very structured | Affordable plans | Strong CBT framework for anxiety/depression
Cons: Not ideal if you prefer a looser, conversational style
Price: Plans start around $60 per week (varies by plan and location)
👉 Try Online-Therapy.com (affiliate link)
2. Talkspace
Best for: On-the-go therapy with messaging and psychiatry options
What it offers:
- Text, audio, and video sessions
- Couples & teen therapy available
- Psychiatric services and medication management
- Accepts select insurance and EAP plans
Pros: Flexible communication | Insurance coverage available | Quick therapist matching
Cons: Less structured | Therapist fit can vary
Price: Messaging-only plans from $69/week • Video plans from $99+/week (billed monthly)
🔗 Visit Talkspace
3. BetterHelp
Best for: General therapy with wide therapist availability
What it offers:
- 30,000+ licensed therapists
- Video, chat, or voice sessions plus unlimited messaging
- Easy therapist switching
- Financial aid available for eligible users
Pros: Large network | Easy to switch therapists | Strong mobile app
Cons: Does not accept insurance at the time of this post (though FSA/HSA cards accepted)
Price: Typically $70–$100 per week, billed every 4 weeks or weekly depending on plan
🔗 Visit BetterHelp
4. Calmerry (affiliate)
Best for: Flexible hybrid therapy (messaging + live sessions)
What it offers:
- Unlimited messaging with your therapist
- Optional live video sessions (depending on subscription)
- Mood tracking and self-help library
- Free therapist switching if the fit isn’t right
Pros: Affordable | Flexible communication | Responsive support team
Cons: Does not accept insurance in the U.S. | Live sessions cost extra
Price: Plans range from $228 to $360 per month (based on video session frequency)
👉 Visit Calmerry (affiliate link)
5. MindBeacon
Best for: Guided CBT without live sessions (self-paced learners)
What it offers:
- Asynchronous CBT modules with therapist feedback
- Mood tracking and digital progress reports
- Primarily based in Canada but expanding globally
Pros: Affordable | Excellent for self-directed growth
Cons: No live sessions | Limited availability in the U.S.
Price: Typically $40–$50 per week (depending on program length)
🔗 Visit MindBeacon
Final Thoughts
Starting therapy is a big step so give yourself credit for even being here. Exploring these platforms means you’re already doing the hard work: taking your mental health seriously and searching for the kind of support that fits your life.
Remember, therapy isn’t just for moments of crisis. It’s also for growth, reflection, and building tools that help you stay balanced when life gets noisy. Whether you prefer the structure of CBT, the flexibility of text-based chats, or the accountability of weekly sessions, there’s a platform here designed to meet you where you are.
If you’re unsure where to start, try a short trial or intro consultation and notice how it feels. The best therapy experience isn’t the “perfect” one—it’s the one that helps you feel seen, supported, and more you.
Comparison Chart (Therapy Platforms)
| Platform | Live Sessions | Messaging | Tools / Resources | Medication Services | Insurance Accepted | Best For | Approx Price |
|---|---|---|---|---|---|---|---|
| Online-Therapy.com | ✅ Yes (video/text) | ✅ | CBT worksheets, journaling, mood tracking | ❌ | ❌ | Structured CBT therapy | From $60 / week |
| Talkspace | ✅ Yes (video/audio) | ✅ | Journals, self-help content | ✅ | ✅ (select plans) | Flexible therapy with psychiatrist access | From $69 / week |
| BetterHelp | ✅ Yes (video/audio) | ✅ | Worksheets, unlimited messaging | ❌ | ❌ (FSA/HSA ok) | General therapy with large therapist pool | $70–$100 / week |
| Calmerry | ✅ Yes (video) | ✅ | Self-help library, mood tracking | ❌ | ❌ | Flexible hybrid therapy experience | $228–$360 / month |
| MindBeacon | ❌ (asynchronous only) | ✅ | Guided CBT modules | ❌ | ❌ | Self-paced CBT therapy for anxiety / depression | $40–$50 / week |
How to Choose an Online Therapy Platform
Before you subscribe, check that your therapist is licensed in your state (or province), confirm privacy protections, and understand how billing works — especially if you plan to use FSA/HSA funds or insurance. Note that even if a platform does not accept insurance, you may still be able to seek reimbursement through your insurance plan with a receipt.
If you’re in crisis, remember that these platforms aren’t for emergency care. In the U.S., you can call or text 988 for immediate support. You can also find other resources on my Mental Health Resources page.
Want more tools like this? Explore my full list of recommended clarity tools here.
What about you?
Have you tried any of these therapy tools or do you have a favorite I didn’t mention? I’d love to hear what’s worked for you. Drop your therapy plartform and why it worked for you in the comments below.
Affiliate Disclosure: I’ve personally used and/or researched all of these options. Some links are affiliate links, which means I may earn a small commission if you choose to sign up—at no extra cost to you. I only recommend services I believe are genuinely helpful and trustworthy.
